The Insurance Your Staten Island, NY Home Business Needs
When you run your business out of your home, you have a lot of plates to keep spinning. Your home becomes the center not only for your family life, but also for your source of income. This can feel a little stressful, but having the right insurance coverage in place can give you some peace of mind.
If you run a business out of your house, it is important for you to understand what kind of business insurance your Staten Island, NY home-based business requires.
You may think that because you run your business from your home, your homeowners insurance policy is sufficient to protect your business operations. In fact, though, a claim related to your business would likely be denied by your insurer. Most homeowners insurance policies specifically exclude commercial coverage.
Fortunately, covering your business will not have to be a huge hassle. By talking to your homeowners insurance agent, you will be able to learn which riders can be added on to your existing home insurance policy in order to safeguard your business operations and your bottom line.
Your home-based business insurance coverage will offer you significant protections, from liability to property to equipment coverage. Without this kind of insurance, a lawsuit, lost shipment, natural disaster, or other unforeseen event could spell financial trouble for your business. Fortunately, by tailoring a home-based business insurance policy to fit your business, you can get peace of mind knowing your hard work is protected conveniently packaged with your existing homeowners insurance.
You have enough to worry about with running your business. Why not let the experts handle your home-based business insurance needs? To talk to a team that has decades of experience protecting New York business owners, contact The DiForte Agency in Staten Island today.