Homeowners Insurance

One of our major roles in the Staten Island community and surrounding areas is to offer homeowners insurance that local property owners can benefit from year after year. This starts with comprehensive homeowners, rental and investment property policies that will provide practical coverage for one or more housing units. We cover townhomes, apartments, condos and co-ops and other kinds of specialty properties and living arrangements.

Flood Insurance

Flood insurance is one area that homeowners or property owners sometimes overlook in the insurance shopping process. We help individual homeowners and others to find NFIP-backed policies that will effectively ensure them against flood, with attention to changing floodplains and other rules on flood coverage that are being developed by federal agencies. We know that flood insurance is not something that all of our customers are familiar with and that’s why we provide detailed counseling on requirements and processes for securing this crucial coverage on either a home or an investment property.

Protecting Personal Assets

Another major area of insurance coverage for property owners or households involves the cost of replacing personal belongings. We’ve helped many individuals and families to find the best policies for covering personal assets in a home, including specific policy provisions for high dollar items like jewelry, artwork, or other valuables. We will help you understand how insurers value personal possessions, and how you can make inventories and chose the right policies to truly make sure that you’re covered in a crisis.

Going beyond a basic property insurance policy to cover personal or belongings is part of the dedicated attention that insurance shoppers need. We help our clients navigate the insurance world to find these value-added policies that will cover what’s needed for a crisis when claims are submitted.

In addition, we offer vacant home coverage and coverage for homes or properties under construction, along with specific coverage for some of the major perils that can trigger claims. We also help the client to anticipate different types of claims that may be less evident to someone who’s shopping for a policy, so that clients have less of a chance of being blindsided by exclusions later on.
Let the DiForte Agency help you to find the coverage that you need for a home or property in Staten Island, Manhattan, Brooklyn and nearby areas.

Options include:

  • Homes
  • Rental property
  • Townhomes
  • Apartments
  • Condos & Co-op
  • Personal Packages
  • High Value Homes
  • Vacant Homes
  • Homes under construction
  • Fire Policies
  • Umbrella
  • Flood
  • Earthquake
  • Jewelry, artwork, etc
  • Multi Policy Discounts are available
Homeowners

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