Management Liability

In addition to broad-based commercial insurance coverage, the DiForte Agency also offers higher-level policies related to specific business coverage areas that are commonly needed in protecting the significant assets of established companies and emerging businesses.

Employment Practices Liability Insurance

We help business leaders to find policies that will cover the cost of legal challenges, either against a company by its employees, or by third parties challenging an employee’s behavior.
We have customized policies that will cover a business against the common kinds of lawsuits brought by employees, including:

  • Harassment
  • Wrongful Termination
  • Discrimination
  • Hostile Workplace

Companies that utilize this kind of insurance can get coverage for the extensive legal costs that can result from a case, whether the litigation is successful or not. These protective policies can be put into business umbrella policies, or written as stand-alone policies.

Cyberliability

Cyberliability coverage is one of several new kinds of insurance that are specifically aimed at helping companies manage risks related to new technologies. We offer business owners cyberliability policies that will effectively cover a data breach or security problem, where private information is leaked to unauthorized parties. We suggest policies that effectively address breach management restoration and the various processes associated with it:

  • Forensic Investigations
  • Reputation Restoration
  • Privacy Notification

We help business owners understand how policies cover risks related to network security and privacy liability, including regulatory action and the general risk of being liable for releasing the personal information of customers or clients. Policies can also offer direct costs, such as damage to information technology assets or business interruption.

Directors and Officers Liability

Hacker decoding information from futuristic network technologyThe DiForte Agency provides Directors and Officers policy assistance as another common component of management liability insurance. In addition, we offer Errors and Omissions Insurance to more fully protect the assets and reputation of companies.

In offering these kinds of commercial coverage, we look critically at the footprint of a business and what it needs to stay covered. Combining knowledge of standard business liability with an eye for business scope, and a familiarity with federal, state and local law, we offer and obtain commercial insurance for entrepreneurs and business owners of all industries that will grow with their companies.

Options Include:

  • Directors and Officers Liability
  • Cyber Liability
  • Employment Practices Liability
  • Errors and Omissions