What Is Employment Practices Liability Insurance?

What Is Employment Practices Liability Insurance?
Posted on: February 3rd, 2015

Protect Your Business With EPLI Coverage

Employment practices liability insurance is long name for a type of coverage that, in short, your business needs. If you hire even one employee, you are at risk for being sued by that employee because he or she claims that his or her rights as an employee of your business have been violated.

These types of lawsuits are becoming increasingly common, and not just in big business. Sexual harassment, wrongful termination, failure to promote and denial of career opportunity, discrimination, causation of emotional distress, and wrongful discipline cases are becoming increasingly heard in courts across the country.

Even if you have impeccable business practices, one disgruntled employee can lead you to a drawn out, expensive legal battle. Do not leave your business exposed to this financial burden; secure the EPLI coverage you need. The level of coverage you should secure depends on the number of people you employ, the type of business you practice, whether you have been sued in the past, and other factors. Your insurance provider will be able to guide you to the right coverage to ensure you are not left paying to defend yourself against a lawsuit.

EPLI coverage is designed to protect your business, and will pay out regardless of whether or not you win your case. This type of insurance can come as a separate policy or be added on to your existing business owner’s policy, depending on your unique situation. EPLI will not pay for civil or criminal fines.

Is your business currently exposed to the significant financial risk of being sued by one of your employees? Safeguard your company by contacting The DiForte Agency, serving Staten Island and the surrounding New York metropolitan area, today! Our team is here to tailor the perfect EPLI coverage to suit your business.


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