Protect Your Family With An Umbrella Policy
The human experience is nothing if not uncertain. In a single moment, everything can change. These changes could be wonderful, like a child being born, a promotion secured, or a relationship built. Unfortunately, life can also bring sudden less positive changes. You have secured insurance to protect against the unforeseen, but what happens to your family when you reach your policy limits?
Umbrella insurance is an overarching coverage that protects your family from liabilities, lawsuits, property damage expenses, and bodily injury expenses. In short, these policies place an umbrella over your family to make sure that you are covered in every area.
You may be thinking that you may not need umbrella insurance, but say, for example, that you are sued for $250,000 after a traffic accident but your current coverage only offers $100,000 in liability coverage. Are you in a situation to come up with the other $150,000? With an umbrella insurance policy, you will not have to. Your umbrella policy will kick in as soon as your other policy caps out.
Another benefit of umbrella insurance is its cost; this type of coverage is relatively affordable. Most of these policies cost around $15 a month. By skipping your Starbucks a few days this month, you can secure this comprehensive coverage.
Does your family have the coverage it deserves? Do you have enough protection to give you peace of mind knowing that no matter what comes, you will be covered? Connect with the experts to secure the right level of coverage by contacting The DiForte Agency, serving Staten Island and the surrounding New York metropolitan area, today! Our team of expert agents is here to advise on the right umbrella insurance policy for you.